For Funds Transfer With in a Bank.
PAYC space<amount> space <beneficiary  last six digits of Atm Card or 14 digit Account number>
SMS format : <company-code> space <consumer-number on the bill>
If you want to pay K-electric bill then the sms would be like as shown below

KESC
  0409928838828

and send it to 8987
and Send to any registered short code 8987
To transfer your funds from your Bank to any other member banks listed below.
IBFT
space<your 14 digit ATM card>space<To Bank short code>space<To Bank Account Number>space<amount>
IBFT member Bank Short code List
REMOVE  To discontinue sms services ( sms Alerts, Bill payments, Eload , IBFT, Mini Statement )
You may request your detailed Account Statement directly in your registered Email address by sending the following sms to Sindh Bank  short code 8987

Type :
Email 
space <yyyymmdd>

e.g
Email 20120601
Note: The date you enter is the date your Account Statement starts from

UTILITY BILL PAYMENTS
INTER BANK FUND TRANSFERS  (IBFT)
Utility companies code List
REGISTER YOUR EMAIL ADDRESS
BALA   For Balance Inquiry
HELP   To get list of sms commands for banking
LFTR   For Last 10 transaction dr/cr
LFTR space <Account-no> If you have more than one account.
MPIN CH space <old-pin>space <new-pin> To change e-Banking Pin-no  (note: do not use zero in start of your Pin-No )
 
BALANCE INQUIRY / MINI STATEMENT AND OTHERS
SMS format : <company-code> space <amt> <consumer-number>
If you want to pay VFONE bill then the sms would be like as shown below

VFON  500 572989383

and send it to 8987
Goto : www.shaheenair.com and under the Ticket TAB enter your PNR: to get
ATM/Internet Banking Refernce:
741254564
Type sms: SHAH 741254564
ECOMMERCE TRANSACTION ACTIVATION (VISA DEBIT CARD)
ECOM space <Card Number> space <A>
Note: The Ecom transactions are only activated for 30 minutes.
ACCOUNT STATEMENT IN YOUR EMAIL
You may register your email address by sending following command to 8987

Type :
EMRE 
<Your email address>